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Privacy Policy 2022

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This privacy statement is being provided by CyCap Insurance, LLC to you, herein may be referred to as "Company", our current or prospective consumer client, to provide you information about our privacy practices, both during and after our direct business relationship with you.  This statement applies to your personal information that we may from time to time collect, use and disclose in the course of (1) performing insurance services on your behalf and (2) making available our websites. We take very seriously our privacy responsibilities to you, and we are committed to treating your personal information in a manner that is consistent with applicable law and this statement.  Please read this statement carefully.

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Information Collection

We are generally unable to perform insurance brokerage or other insurance or financial industry services on your behalf without collecting, using or disclosing your personal information.  Typically, you will provide this required information to us directly within insurance applications or in connection with other communications.  Other times, we may receive this and other personal information from third parties, including insurance carriers and other industry service providers, and other third parties with which you maintain a relationship (for example, your employer or financial service or medical or health providers).   We may also develop this information over time based on your direct or indirect interactions with us, such as through the use of “cookies” on our websites.

We generally collect the amount and types of personal information that are required for us to perform services on your behalf.  This includes information that may be required by an insurance carrier or an industry service provider in the course of providing you with insurance coverage or related services.  If you use our websites, we may collect information about your device, browser and other information regarding your web usage using tracking tools described in this policy.  This and other information may include:

  • your name, Social Security Number, driver’s license or other government-issued identification;

  • assets and income, occupation and employment status, dependent information and other relevant financial information;

  • information relating to any of your past claims;

  • information from reporting agencies and state and federal government agencies, such as state motor vehicle departments;

  • information from other sources, such as medical or health care providers and other third parties with which you or we maintain a relationship;

  • your account activity and premium payment history;

  • credit card, bank account or other account information as may be required to facilitate your payment of insurance premium or similar amounts, which payment generally is made through systems maintained by third parties, such as insurance carriers; and

  • passive tracking information from our website or the Internet, including information obtained through the use of internet “cookies.”

 

Sharing of Information

We generally share your personal information to perform services on your behalf and provide you with the insurance products and services you expect from us.  Information technology and other support service providers with which we maintain an arrangement may also have access to your personal information to allow us to operate our business and to provide you with our services.  We do not sell your personal information to third parties, other than in connection with a merger, sale, or other transfer of organizational assets where personal information held by us about our clients is among the assets transferred.

We may from time to time share your personal information for the following reasons:

  • to fulfill or meet the reason you provided the information and for our everyday business purposes, such as to obtain quotations for insurance or other insurance or financial industry services on your behalf; to obtain insurance (or similar products) on your behalf or to facilitate the performance of related services by other industry service providers; to maintain or service your account or insurance. We may also save your information to facilitate new quotations or placements.

  • for legal reasons, such as to make required or advisable reports to insurance regulatory, law enforcement or other similarly situated authorities; to respond to and comply with court orders, applicable law and other legal requirements; and to defend ourselves against claims and to enforce our rights or protect our employees or property.

  • for our marketing purposes so that we may offer you our products and services, including through the use of targeted or similar advertising on the internet.

  • for joint marketing purposes so that we and any third-party product or service provider may together offer you products and services.

  • for our affiliates’ everyday business purposes, such as to process or service transactions or to provide or receive shared organizational services.

  • for our affiliates’ or non-affiliates’ marketing purposes so that they may offer you their products and services.

  • for other purposes as may be permitted by law.

 

To Limit Our Sharing of Information

To limit our sharing of your personal information with affiliates or non-affiliates for marketing purposes (and for any other purpose which applicable law provides you a right to require us to limit our sharing of your personal information), you may at any time submit a request to us by:

 

Other Important Website Information

Our website contains links to third party sites. If you click on one of those links, you will be taken to websites we do not control. This policy does not apply to the information practices of those sites. You should read the privacy policy of those other websites carefully. We are not responsible for those third-party sites. Links to outside sites do not constitute or imply endorsement by us of the linked site or any material displayed on those sites.

 

Our website is not intended for children under 18 years of age.  No one under age 18 may provide any information through our website, and we do not knowingly collect personal information from children under 18.  If you are under 18, do not use or provide any information on this website or otherwise provide any information about yourself to us, including your name, address, telephone number, email address, or any screen or user name you may use.  If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will use commercially reasonable efforts to delete that information.  If you believe we might have any information from or about a child under 18, please contact us at the mailing address shown beneath the heading “Your Right to Review Your Information”.

Information Security Practices

 

We maintain technical and organizational security measures reasonably designed to protect the security of your personal information against loss, misuse, unauthorized access, disclosure or alteration.  Despite this, the security of information cannot be guaranteed.  If you have reason to believe that your personal information maintained by us is no longer secure, please immediately notify us utilizing contact information set forth in this statement.  In the event of a breach impacting your personal information, we intend to provide you with notification to the extent required by applicable law.

 

Updates to Statement

We may, from time to time, change our privacy practices.  The latest version of this statement will be posted on our website at the page it has historically appeared.  There may be material changes to this statement that we wish to apply retroactively.  If so, we will notify you and obtain your consent to the extent required by law.  Your continued use of our website following the posting of changes constitutes your acceptance of such changes with respect to your use of our website.

 

Your Right to Review Your Information

You may have the right to review your personal information that we could reasonably locate and retrieve, and to request that we correct, amend or delete any inaccurate information.  To make a related request, or to ask any question concerning this statement, you can write us at:

 

Cypress Capital
738 E. Park Ave
Tallahassee, FL 32301

 

Please include your name, address, telephone number and email address whenever you contact us, including by email. This helps us handle your request correctly.

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Legal Disclaimer

CYCAP Insurance, LLC DBA Cypress Capital provides this website as a service. The materials contained on the website are provided for general information purposes only and do not constitute legal or other professional advice on any subject matter. 

These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your adviser for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

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This website does not make any representations that coverage does or does not exist for any specific loss, under any policy. Whether coverage exists or does not exist for any specific loss, under any policy, depends on the facts and circumstances involved in the claim or loss and all applicable policy wording. CYCAP Insurance, LLC DBA Cypress Capital and its affiliates do not accept any responsibility for any loss which may arise from reliance on information contained on this website.

 

The information, products, software or service descriptions published on the Site or a linked website may include inaccuracies or typographical errors. The Company disclaims liability for such errors and does not warrant or represent that the content on the Site or a linked website is updated or complete. CYCAP Insurance, LLC has no obligation to update any content on the Site and may change or improve the Site at any time without notice.

 

CYCAP Insurance, LLC does not endorse and is not responsible for the accuracy or reliability of any opinion, advice or statement made through the Site by any party other than CYCAP Insurance, LLC.

 

The Company makes no representations, warranties or guarantees that the Site will be accessible continuously and without interruption or errors.

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In no event will CYCAP Insurance, LLC, its respective service providers, employees, agents, officers and directors be liable to you for any punitive, indirect, direct, special, incidental or consequential damages. This includes any lost profits, costs of obtaining substitute service or lost opportunity, even if you’ve notified CYCAP Insurance, LLC about the possibility of such damages. This also includes any claims by any third parties arising out of (or in any way related to) the access, use or Content of the Site or a linked website. This applies whether such claims are brought under any theory of law or equity.

 

This limitation on liability includes (but is not limited to) transmission of viruses that infects a user's equipment, mechanic or electronic equipment failure, failure of communication lines, telephone or other interconnects, unauthorized access, theft, operational errors, strikes or other labor problems, or any force majeure.

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Copyright Notice

©2022 CYCAP Insurance, LLC DBA Cypress Capital. All Rights Reserved. 

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You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site for commercial or public purposes, without the prior written permission of CYCAP Insurance, LLC. 

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